When using a VA loan to purchase your home, a down payment is not required. You could finance 100% of your purchase and may even get the seller to pay for your closing costs.
Most loan programs require mortgage insurance on all of their home loans, but not with a VA loan through Summit Funding. As an added benefit for serving our country, we forgo mortgage insurance completely.
Lower the rate on your current VA loan with little to no documentation. NO appraisal is needed. Even if you struggle with credit or the value of your home has decreased, we still lower your monthly payments.
At Summit Funding, we provide VA loans with a 30-day close time. Also, you will be working with one of our friendly and knowledgeable loan officers and support staff who exclusively handle VA deals. Nothing matters to us more than taking care of those who take care of us.
Veterans, Active Duty Personnel, Reservists & National Guard Members, and some surviving spouses may be eligible for a VA home loan. Call us today — we can download your Certificate of Eligibility directly from the department of Veterans Affairs.